Quick‑Start Checklist: Fixing Up an Older HDB Flat on a Shoestring Budget Step What to Do Why It Matters Tips for Saving 1. Take a “Walk‑Through Audit” Scope out the biggest pain points – peeling paint, cracked tiles, outdated lighting, and, most critically, the electrical system. A clear‑cut list keeps you focused and helps you price accurately. Use a spreadsheet or a simple notebook; jot down “$” for each item. 2. Get the Legal & Safety Paperwork in Order • Check the HDB Home Improvement Programme (HIP) eligibility.• Verify your flat’s age (constructed before